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Comparing AARP, AMAC, and ASA: Which Seniors’ Association is Right for You?

There are several seniors’ associations offering member benefits and advocating for senior living issues. Here, we take a look at some of the most well-known groups.


Seniors’ associations like AARP, AMAC, and ASA are known for saving members money with widespread benefits in areas including health insurance, financial services, travel programs, auto care, employment services, and shopping discounts, but advocacy is their main purpose. Lobbying with lawmakers and educating members on public policy is the foundation of these groups.

Let’s take a look at three of the largest seniors’ associations.

AARP, Associated for the Advancement of Retired Persons,

Mission: AARP’s website states that their mission is to “empower people to choose how they live as they age.” With close to 38 million members, AARP is the largest and most well-known seniors’ association. They make public policy recommendations for issues affecting people 50 and over. AARP focuses on policy issues in the areas of financial security, health care, long-term care services. Their policies are published every two years in The Policy Book: AARP Public Policies. AARP states that they are a non-partisan organization.

Membership Benefits: Educational and discount programs are available in many areas, including financial services, shopping and groceries, health and wellness, travel planning, restaurants, entertainment venues, and auto services. They offer insurance programs including Medicare, life, short term care, long term care, home, pet, and auto insurance. AARP also offers assistance with jobs, community events, volunteering, pets, real estate, technology, family caregiving, and advocacy.

Cost:  $12 for the first year, then $16 per year, with discounts on multiple year plans.

AMAC, Association of Mature American Citizens,

Mission: AMAC was founded as an alternative to AARP for people wanting a more conservative political association. Their website states their mission as follows:

“AMAC believes in – and stands up for – the values that have made America so great: faith, family, and freedom. We believe in the sanctity of our Constitution – including the First and Second Amendments. We’re fighting the good fight against reckless government spending and the ever-expanding scope of the federal government. We are pro-small business. We believe in securing our borders. We support our military and respect our veterans, and we stand for our flag.”

Membership Benefits: AMAC also offers a variety of health, long term care, life, auto, home, and pet insurance. They offer member discount programs for services in finances, automotive care, travel and lodging, health and wellness house and home, lifestyle and entertainment, gifts and flowers, dining, business services, pets, and games.

Cost:  $16 per year, discounts on multiple-year plans

ASA, American Seniors Association,

Mission: ASA states that its mission to advocate for its members to have the “choices, information, and services they need to live healthier, wealthier lives.” They base their principles on 5 foundations: rebuilding national values, reforming Social Security, reforming Medicare, reforming the tax code, and controlling government spending. Like AMAC, ASA formed as a conservative alternative to AARP.

Membership Benefits:

ASA member benefits include Medicare and other health insurance plans, roadside assistance, wireless plans, smartphone tracking for loved ones, and discounts on restaurants, travel, hunting and fishing, financial services, security systems, and auto care.

Cost: $15 per year, discounts on multiple-year plans

Three additional seniors’ advocacy groups and benefits groups you might want to know about are the Christian Seniors Association, the Seniors Coalition, and Christ Above Politics.

The Christian Seniors Association (CSA) and the Seniors Coalition are both political policy groups. CSA aims to protect religious freedom and support conservative values. The Seniors Coalition was started to repeal the Medicare Catastrophic Coverage Act but now advocates on any issues affecting seniors.

Christ Above Politics (CAP) is a faith-based group rather than a political group. They offer member benefits to save time and money in a variety of areas.

If you are interested in joining any of these groups, take some time to review their websites and read about their purpose and member benefits.

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